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UTap Services
The latest technology for the ultimate banking experience
At Boubyan Bank, we strive to provide you with best-in-class banking products and services using the latest technology for the ultimate banking experience.
For the first time in Kuwait, Boubyan Bank introduces UTap services on all cards; Debit Cards, Credit Cards, and Prepaid Cards, as well as on mobile phones. UTap works with all POS machines supported by NFC technology and on all Boubyan ATMs.
UTap is a fast, convenient, and highly secure service that allows you to make payments and use Boubyan ATMs by simply tapping your Card or your mobile phone on POS machines and ATMs.
Near Field Communication (NFC)
UTap uses the latest NFC technology which allows your card or mobile to communicate with the POS machine or the ATM by simply tapping on it, without having to insert the card into the machine. NFC technology is widely adopted worldwide and is considered the latest and the most reliable banking cards technology.
NFC uses Dynamic Data Authentication (DDA), which provides the highest security and privacy layers. With DDA, the card generates a unique code for each and every transaction, and your private information such as your name and your card’s CVV (the 3-digit code at the back of your card) are never transmitted to any POS machine.
With DDA protection, your UTap card is completely secure and does not need a special protective card cover.
- UTap Cards
- UTap Mobile
- UTap ATMs
- UTap Wearables
For the first time in Kuwait, Boubyan Bank introduces UTap on all cards (Debit Cards, Credit Cards, and Prepaid Cards).
Now you can simply tap your card on the POS to pay for your purchases, or on the UTap sign on Boubyan ATMs to process any transactions instead of inserting your card in the machine. Using NFC technology, your UTap card can communicate remotely with the POS or ATM to allow you to process your transaction securely and conveniently.
- All new salary account debit cards are issued with the UTap service.
- All new credit cards and prepaid cards are issued with the UTap service.
- All expiring cards will be replaced with UTap cards without additional fees.
- Existing cardholders can upgrade their current card to UTap card at any Boubyan branch instantly and free of charge.
UTap Cards Limits:
|
|
Debit Cards |
Credit Cards/Prepaid Cards |
|---|---|---|
|
UTap Transactions with PIN code |
Above KD25 |
Above KD25 |
|
UTap Transactions without PIN code |
Up to KD25 |
Up to KD25 |
|
Maximum amount without PIN code per day |
KD200 |
KD50 |
|
After reaching the maximum amount without PIN per day (KD50) |
UTap Transactions will require PIN |
UTap Transactions will be declined
However the card can still be used by inserting it into the POS. |
|
Maximum Number of UTap Transactions per day |
No Limit |
No Limit |
For the first time in Kuwait, Boubyan Bank introduces UTap on Android mobile phones, providing a completely new banking experience by replacing the card with the mobile phone to pay for purchases at POS and to make other transactions on ATMs faster and more conveniently.
UTap uses the latest NFC technology to allow the mobile phone to communicate with POS machines and ATMs and enable you to pay for your purchases and use Boubyan ATMs using your Android mobile phone instead of your card. Simply tap your phone on the POS machine or ATM to execute your transaction conveniently and securely.
UTap Mobile is available on the Boubyan App on Android devices and supports the following cards:
- All Boubyan Debit Cards
- All Boubyan Visa Credit Cards
- All Boubyan Visa Prepaid Cards
UTap Mobile Limits:
|
|
Debit Cards |
Credit Cards/Prepaid Cards |
|---|---|---|
|
UTap Transactions with PIN code |
Above KD25 |
Above KD25 |
|
UTap Transactions without PIN code |
Up to KD25 |
Up to KD25 |
|
Maximum amount without PIN code per day |
KD200 |
KD50 |
|
After reaching the maximum amount without PIN per day (KD50) |
UTap Transactions will require PIN |
UTap Transactions will be declined
However the card can still be used by inserting it into the POS. |
|
Maximum Number of UTap Transactions per day |
No Limit |
No Limit |
UTap service is now available on all Boubyan ATMs. When using the ATM, look for the UTap logo and simply tap your UTap card or UTap mobile phone on it to proceed with your transaction.
UTap ATM Limits:
|
|
Boubyan ATMs |
|---|---|
|
Maximum Transactions per Day |
No Maximum |
|
Maximum Amount per Day |
Depends on the type of debit card |
|
Verification |
PIN required for all transactions |
UTap Wearables
Boubyan’s UTap Wearables Service
Discover the latest smart payment technology with Boubyan’s UTap Wearables Service, and enjoy the safest, easiest and most convenient payment technology using your Fitbit or Garmin smartwatches to make seamless contactless payments.
Access your cards anywhere by adding your Boubyan Mastercard and Visa credit or debit cards to your Fitbit Pay or Garmin Pay wallet and make your purchases quickly and effortlessly on the go, or while grabbing a cup of coffee, shopping or buying groceries using your NFC enabled smartwatch.
Service benefits
- Private and Secure: The card numbers are never stored on the device and the purchases are covered by Boubyan Bank’s fraud protection.
- Fast and Simple: Once activated, your Fitbit and Garmin smartwatch will process contactless payments very easily.
- Accessible everywhere: You can use your Fitbit and Garmin smartwatches in Kuwait and anywhere around the world to pay at NFC enabled points of sales.
Eligibility
- This service is accessible to all Boubyan customers
- Customers holding an active Mastercard and Visa debit, prepaid and credit cards
- Customers who have a Fitbit and Garmin smartwatch enabled for payment services from the manufacturer
