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Boubyan Rewards
The best loyalty program in Kuwait
Boubyan Rewards is Boubyan bank’s special and unique loyalty program that allows you earn points every time you make purchases using your Boubyan credit cards inside and outside Kuwait.
This flexible program also gives you the freedom to choose between redeeming your Boubyan Rewards program points for cash, airline miles or hotels points.
Boubyan Rewards is accessible through Msa3ed and Boubyan App.
Eligibility
Boubyan bank customers holders of the below credit cards are eligible to enroll in Boubyan Rewards program under the specified conditions:
| Credit Card | Card numbers starting with | Eligible Transactions |
|---|---|---|
| Visa Infinite Credit Card | 458815 |
|
| Visa Signature Credit Card | 443995 | |
| Visa Platinum Credit Card | 422114 | |
| MasterCard World Elite Credit Card | 510692 | |
| MasterCard World Credit Card | 528540 | |
| MasterCard Platinum Credit Card | 533746 |
Access to Boubyan Rewards options
All eligible Boubyan credit cardholders can have access to the following redemption options:
- Manual cashback activation
- Enabling auto Cashback
- Airline miles
- Hotel points
Boubyan Rewards Points
When you enroll in Boubyan Rewards program, you will earn points with every purchase you make using your credit card inside and outside Kuwait.
| Monthly Spending | Rewards Earned |
|---|---|
| KD 100 - KD 1,000 | 1% |
| KD 1,001 - KD 2,000 | 2% |
| KD 2,001- KD 3,000 | 3% |
|
KD 3,001- KD 4,000 |
4% |
| KD 4,001 and above | 5%* |
*Starting May 21st 2020, the points of Boubyan Rewards will range from 1% up to 5% of all your purchases with a maximum of 250 points monthly (equivalent to 250 KD).
Cash Back Redemption:
1- Manual Cash Back:
• You can redeem all Boubyan Rewards points for cashback to any Boubyan credit card or account of your choice, or divide the number of points into multiple cards.
• The points redeemed as cashback to a credit card are credited to the credit card within one business day of the redemption request.
• The points redeemed as cashback to an account will be credited immediately.
2- Auto Cash Back:
• When the auto cash back option is enabled, you cannot proceed to the manual redemption unless the auto cash back is disabled.
• Auto cash back will be processed on the 6th day of each month.
• The auto cash back amount will be credited to the credit card only.
Airline Miles:
• In order to redeem Airlines Miles you need to be a Frequent Flyer Member with the program’s airline partner.
• Currently Kuwait Airways, Qatar Airways, Etihad Airways, British Airways, and Turkish Airlines are available. More airlines will be added in the future.
• Points can only be redeemed in groups of equivalents to batches of 5,000 miles.
• The cost of miles in equivalent Boubyan Rewards points is not fixed and can change from time to time as per the airlines procedures.
| Airline Miles | Equivalent Boubyan Rewards points |
|---|---|
| 5,000 Kuwait Airways(Oasis Club) Miles | 40 Boubyan Rewards points |
| 5,000 Etihad Airways miles | 35 Boubyan Rewards points |
|
5,000 Turkish Airways miles |
30 Boubyan Rewards points |
| 5,000 British Airways miles | 40 Boubyan Rewards points |
| 5,000 Qatar Airways miles | 30 Boubyan Rewards points |
• The airline miles will be credited to the customers Frequent Flyer Membership within 10 business days.
• There is no monthly limit for airline miles redemption. You can redeem any amount of miles as long as you have enough Boubyan Rewards points.
The miles expiry date is subject to the terms and conditions of the airline. Please check their website to know more about each airline company’s policy.
Hotel Points:
In order to redeem Hotel Points, you need to be a member of either the Radisson Rewards program or Le Club AccorHotels. More Hotel chains will be added in the future.
• Boubyan Rewards points can only be redeemed in groups of 5,000 points.
• The cost of hotel points in equivalent Boubyan rewards points is not fixed and can change from time to time subject to the hotel’s procedure.
| Hotel points | Equilanet Boubyan Rewards points |
|---|---|
| 5,000 Radisson Rewards points | 11 Boubyan Rewards points |
| 5,000 Le Club Hotels points | 39 Boubyan Rewards points |
• The hotel points will be credited to your membership account within 1 week.
• There is no monthly limit for points’ redemption. You can redeem any amount of points as long as you have enough Boubyan Rewards points.
• The hotel point’s expiry date is subject to the terms and conditions of Radisson rewards and Le Club AccorHotels. Please check their website to know more about each Hotel policy.
Service Terms
- Customers will not be eligible for monthly reward points if they choose to not pay the annual fees of the credit card.
- Boubyan Bank holds the right to exclude a customer from the rewards scheme if the customer is not eligible at any point or if the customer is abusing the service by making questionable payments.
- The bank reserves the right to amend the terms & Conditions of the cashback program.
- Bank has the right not to consider the cashback amount accumulated by a customer through non-personal usage, such as business operations, corporate expenses, or other transactions deemed inappropriate by the bank.
- Transactions related to trading in Crypto currencies, bonds and stocks will not be considered for cashback.
- The bank has the right to stop the “Boubyan Rewards” points transfer in case the customer is being downgraded or no salary transferred into the account.