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Ijara

Boubyan’s Ijara service is an agreement where the bank finances the property and the customer pays for its rental under an agreed-upon rental lease term.

 The property title is transferred to the customer at the end of the lease period if all payments have been made.

Boubyan also offers Ijara tranches lease agreement where the bank purchases the asset from the customer and transfers its value into a pre-defined financing tranches to be leased under an agreed-upon rental term. The asset is transferred to the customer at the end of the lease period if all payments have been made.

Benefits

  • Flexible withdrawal
  • Sharia compliant - profit charged monthly after the first three months
  • Competitive profit rates

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